Car insurance rates are up — but your bill doesn't have to be

📍 Could you slash your car insurance bill? Premiums for car insurance have jumped an average of 12% from 2024 to 2025, with some states seeing increases of 25% or more. For many drivers, those higher rates are straining already-tight budgets. The good news: You don't have to settle for a higher bill. Shopping around and comparing quotes regularly could save you hundreds, even thousands, each year. Check out Money's free car insurance tool and see if you qualify for a lower rate.